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We
are hired when you say so by signing a fee agreement.
We are only paid if we settle your case. In almost all
cases we are paid 33-1/3% of what the At Fault driver's
insurance company pays you. You don't bring money in
to hire us, and we will never get paid more than what you
will receive.
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If
you hire us you will sign a lot of medical releases and
other authorizations so we can get the records that will
support your claim to the at fault driver's insurance
company.
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We
will interview you and ask you many questions, some of which
you may not have considered.
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In
most cases we will obtain all the records, documents and the
photos we need. Sometimes we need your help on these
issues.
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Once
you hire us, we notify the at fault driver's insurance
company to only deal with us regarding your injuries and how
the accident happened. We'll get them out of your
hair.
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If
you haven't contacted the at fault driver's insurance
company we will do if for you once you hire us.
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Bottom
line: Once you hire us we take over.
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We
will assist you in working out your property damage issues at no
cost to you, unless we have to file suit in order to obtain
compensation for your property damage. Having to file suit
over property damage is pretty unusual. Again, we assist
you, but you have the lead on this because you have the bike and
will best be able to coordinate with the at fault driver's
insurance company when they need to come see the bike.
You will need to see medical providers for your injuries.
If you need help finding the right doctor we usually can make
some solid recommendations. Depending on the severity of
your injuries, treatment and follow up with your doctors may
last weeks or even years. For may reasons, not the least
of which is your own personal health, follow up with your
doctors and adherence to their direction and advise is your most
important responsibility.
Paying for your medical care before your case is settled is
often difficult, tricky and sometimes simply not possible.
The dilemma is that in order for us to recover all that you are
entitled to you must be diagnosed and treated by the appropriate
doctors. If you don't have medical insurance then how do
you recover fair compensation and receive the treatment you
need?
We help with these issues from scouring your scott's insurance
policy to finding sources, to dealing with health insurance
providers, to working out an arrangement for the doctor to wait
for payment until the case is resolved.
Keep in mind though, 99% of the time when an insurance provider
pays for your medical care they get paid back when you settle
your case. This is another reason to make sure you have
received all the medical treatment you need before settlement of
your case. It is our job to make sure the at fault
driver's insurance company pays back all your medical bills to
your doctors or your insurance company in addition to what they
owe you for lost wages, pain and suffering and any disability.
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While
you are treating with your doctors, my staff and I will contact
your medical providers and pay their set fees to provide us
copies of all of your records. We do this as well with
your employer so we can document your lost wages. This is
important, as we need to fully comprehend your injuries and
monetary damages early on, but we also have to inform the at
fault driver's insurance company as well, so that they are
prepared to settle your case when you complete your medical
care.
Once your doctors release you, we will request they write us a
final report documenting all of the care they provided you.
More importantly though, they will address whether you will
endure any future disability and or require any future medical
care.
At this point we are ready to issue a formal demand to the at
fault driver's insurance company.
Before that demand package goes to any insurance company though,
we sit down with you, or send it to you, for your review.
Whichever you prefer. We do this so you can make sure the
demand not only includes every medical record and bill related
to your injuries, and any lost wages, but also to make sure it
depicts the impact your injuries have had and may continue to
have on your life.
Once you have approved the demand we send it along with all of
the supporting documents and evidence to the insurance company.
Once the insurance company has evaluated the claim they
typically get back to us in 30 to 60 days with a first offer.
Once any offer is received we will personally call you and
advise you of the offer and get your thoughts and give you our
thoughts on the offer.
We will stand by you through this entire process to help make
sense out of it and explain it to you step by step. We'll
fight to get you everything you deserve and are entitled to.
At the end of the settlement process, if the final offer is not
acceptable to you we, at your direction and hopefully following
our advice, will file suit in court.
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In the end, if the at fault
driver's insurance company doesn't make a reasonable offer or
one that is acceptable to you, we will work with you and file
suit. There are a number of reasons why your claim may end
up in court. 1. A dispute over who was at fault in
the accident. 2. The statute of limitations is close to
expiring. 3. The insurance company just won't make a
decent offer.
The good news is that most cases settle before we have to file
suit or are settled after filing suit, but before you have to go
to court. The bad news is the court process can be slow,
aggravating and sometimes downright insulting. Again,
we'll be there every step of the way fighting for you and
explaining the process to you.
Bottom line: We will do our best to make sure you don't
get taken advantage of by an unfair and greedy insurance
company.
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